Bad Credit Fix
Credit Repair for those who need it most!
How It Works
1. Analyze
We work with you to identify any questionable negative items hurting your score
2. Address
We challenge those negative items with the bureaus and your creditors
3. Accelerate
We keep the process going, helping you reach your credit goals.
What We Offer
Credit Monitoring
Get UNLIMITED updates to your TransUnion Credit Report and Score CreditCompass™, which helps you point your score in the right direction. Email updates of critical changes for ALL 3 bureaus. Lock and Unlock your TransUnion and Equifax Credit Reports.
Credit Repair
With a $500 credit limit and 0% APR, this card is designed to help those with bad credit. Spend with this card, pay it off as soon as possible and watch as your credit score increases. Icon Reports to Major Credit Bureau to show them your risk level going down.
How much will negative items hurt my credit score?
According to CreditCards.com and CNNMoney, even a single negative on your credit could cost you over 100 points.
| Negative Item | Score Decrease | |
|---|---|---|
|
Late payment |
Up to 110 points |
|
|
Debt settlement |
up to 125 points |
|
|
Foreclosure |
up to 160 points |
|
|
Bankruptcy |
up to 240 points |
|
|
Collection |
up to 110 points |
|
|
Hard Inquiry |
up to 15 points |
|